The quarterly Burgundy Book of the Federal Reserve Bank in St. Louis indicates modestly positive views on the economy in Little Rock. Two-thirds believe 2014 will be better than 2013. The unemployment rate was done; payroll growth was up.

This was interesting: Household and credit card debt in the Little Rock zone was declining. But “…auto loan debt—a proxy for auto sales—increased at a healthy pace in the first quarter, and by a larger percentage than seen nationally.” Is buying a car a sign of optimism?